If you have been blacklisted or have trouble getting traditional bank financing, rent-to-own is one of the most dependable ways to get back on the road. Scammers, regrettably, are aware of this and frequently target those seeking second-chance car solutions.
When considering rent-to-own options, we at No Finance Cars (NFC) want every South African to feel secure and knowledgeable. We’ve compiled a list of the most typical warning signs to look out for, along with tips on how to stay safe.
1. Unusual Payment Methods
Reputable suppliers never request money to be deposited into personal bank accounts, wire transfers, or gift cards. All payments at NFC are handled exclusively through safe, authorised channels.
2. High-Pressure Tactics
Scammers may use urgency, threats, or fear, such as “Pay today or face legal action.” You will never be forced to make snap decisions by a reliable rent-to-own company. Transparency and open communication are important to NFC.
3. Suspicious Contact Details
Be wary if someone contacts you using a random social media profile, a personal Gmail account, or an unknown WhatsApp number. Always make sure by contacting 011 826 6262, the official No Finance Cars number.
4. Requests for Sensitive Information
Anyone requesting your ID number, bank account information, or paystubs through unsecure channels should be avoided. NFC protects your personal information at every stage by using secure systems.
5. Deals That Sound Too Good to Be True
Watch out for promises of instant approval with no paperwork, unrealistically low deposits, or “special offers” that don’t require basic qualifications. At NFC, the requirements are clear:
- Valid South African driver’s licence
- Minimum net income of R15,000 (or R60,000 if self-employed)
- Deposit of R12,500
Anything outside of this is a likely scam.
How to Protect Yourself
- Verify directly with the company before making payments
- Take your time to check details – don’t let scammers rush you
- Use official NFC channels only: www.nfc.co.za
- Report suspicious activity to NFC and the South African Fraud Prevention Service (SAFPS)
Why Choose No Finance Cars?
With over 50,000 South Africans helped, NFC has become the country’s most trusted rent-to-buy solution. Our customers benefit from:
- No banks, no loans, no interest
- Nationwide branches and dedicated Relationship Agents
- Roadside assistance and accident/theft protection included
- The option to upgrade or downgrade after 18 months
When you choose NFC, you’re choosing safety, transparency, and peace of mind.
Stay alert and protect your financial journey. If you’re ready to get your next car the safe way, apply online today or call 011 826 6262.