Frequently Asked
Questions

How do I apply for a car with No Finance Cars?

You can apply online through our website by filling in the application form and uploading your documents. Click here to apply

Can I apply if I’ve been rejected by banks?

Yes, our program is designed for people who struggle with traditional vehicle finance.

What are the minimum eligibility criteria?

You need to earn R15,000/month or be self-employed with R60,000 turnover, have a valid SA license, and pay a deposit.

Do you accept clients who are blacklisted?

Yes, our program is ideal for blacklisted individuals seeking flexible options.

What types of vehicles are available?

We offer a wide range of cars and bakkies, both new and pre-owned.

Can I choose a new or pre-owned vehicle?

Yes, you can choose between brand-new and pre-owned vehicles depending on availability.

Is mileage limited on these vehicles?

No, there are no mileage limits. You can drive as much as you want.

Can I test drive a car before I decide?

Yes, test drives may be available by appointment.

Are vehicles inspected before delivery?

Yes, all cars are quality checked and maintained before handover.

How much is the monthly payment?

Monthly rental costs vary by vehicle model and duration. You’ll see pricing during application.

Is a deposit required?

Yes, deposits start from R12,500 depending on the car you choose.

How long is the rent-to-own term?

Typical terms range from 54 to 60 months, with flexibility to upgrade or terminate earlier.

When do I own the car?

Ownership is transferred after completing the agreed rental period and paying any remaining balance.

What should I do if the car breaks down?

Call our 24/7 roadside assistance line for help anywhere in South Africa.

Is roadside assistance included?

Yes, all contracts include national roadside assistance.

What does the accident cover include?

It covers vehicle theft, hijacking, and accidental damage — terms apply.

Can businesses use your service?

Yes, we offer flexible vehicle solutions for businesses of all sizes.

Do you offer fleet options?

Yes, we can arrange multiple vehicles for business use.

Where do I collect my vehicle?

Collection takes place at one of our nationwide handover locations.

What if I want to switch vehicles later?

Upgrades and swaps are available after 18 months or under certain conditions.

How do I become the owner of the vehicle?

Complete your contract term and pay all dues — we’ll then transfer ownership.

Can I pay off early and own the car sooner?

Yes, early ownership is possible by settling the outstanding amount.

Do you have branches nationwide?

We have vehicle handover points in major cities across South Africa.

Have more questions?

Contact us today to find out more about our Rent to Buy programme, or if you’re ready to apply complete our application form and you can be driving off in your own car before you know it.

Let us call you back!